Get your free Total Money Makeover worksheets here
Hi all, Andy here today.
It’s been a lovely sunny afternoon here in Christchurch, and I thought we’d spread the sunny glow by sharing another awesome, free money-saver with you.
This tool (the Total Money Makeover worksheets) is a kit that is going to help you pin-point exactly where your cash is going each month (give it a go, you are going to be surprised) and with changing your mindset about money.
Name: Belinda Rosenblum’s Total Money Makeover Kit
Price: free (bu if you like the Total Money Kit, you will want to buy some of Belinda’s other products)
What is the Total Money Makeover Kit?
The kit is an 18 page PDF, which you can download for free using the link above. It’s laid out in a very user friendly format, and is easy to understand and use.
It’s the brainchild of Belinda Rosenblum, the owner of ownyourmoney.com.
Belinda studied accounting at university, but during that time her father suffered a stroke. Belinda had to take the family’s finances over at the age of 21, when she had never had to manage anything like that before. She learned the hard way, straight in the deep end.
She has combined her own experiences with her accounting knowledge to create a series of books and seminars to help people manage their money. It’s the help she would have liked herself.
Who is the Total Money Makeover Kit for?
The kit would benefit anyone who wants to track their spending and/or change their relationship with money.
The money tracking template allows you to estimate what you think you spend, then plug in what you actually spend, and see the difference. This can be a real lightbulb moment for many: we may think we know where our money is going, but often we don’t.
The other sections help you work through your thoughts with money, and change negative thoughts into positive.
Finally, there is a year planner broken down into different chunks of time (daily, weekly, monthly, etc) to help you lay out your money goals for going forward.
Best things about the Total Money Makeover Kit:
- I love numbers, so I love the tracking template. So cool to see what you think you spend vs what you actually do
- The thought changing sections are really insightful (Em reckons they’re empowering, but that’s a bit girly for me)
- The year planner really helps you visualize exactly what you will do, which will give you a feeling of control over your money (don’t know about you, but debt can make me feel out of control )
Worst things about the Total Money Makeover Kit
- It’s 18 pages, so quite a lot of reading
- Takes quite a long time to go through the whole kit (but worth it, it my opinion)
Total Money Makeover Kit price
As we’ve already said, this kit is free. All you have to do is follow the link and sign up for it.
Em and Andy, would you guys use the Total Money Makeover Kit?
Yep, we already have. We’re using the tracking template, and are working on plugging things into the planner.
We think the Total Money Makeover Kit is a nice free resource, and there is nothing to lose by checking it out.
Our verdict: B+
Come back and let us know what you think of this resource, and make sure to check out our number one, top recommendation as well.
image 1 courtesy of www.SeniorLiving.Org